[Yearbook] Indira Awas Yojana (IAY) इंदिरा आवास योजना

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INDIRA AWAAS YOJANA (IAY)

Who?

• Ministry of Rural Development → Department of Rural Development.

When?

• launched during 1985-86

Why?

• Government gives money to BPL families, for construction / upgradation of houses.

Cost-sharing

• Centre :State =75:25
• Centre :North Eastern States=90:10

How much money is given to the selected family?

Financial assistance given to a BPL family under IAY scheme

Provisions

• 60% of the funds should go for SC/ST Families.
• Gram Panchayats may draw out the shelterless families from the BPL List.
• House will be registered in the name of Female member. (Women empowerment)
• Family can also get additional loan upto Rs. 20,000 at 4% interest rate, incase they want to do more furnishing of the house.

Convergence with other Schemes:

• IAY Family will get funds provided under the Total Sanitation Campaign (TSC) for building toilet.
• Ministry of Power: Under Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) being implemented by each IAY Family will get free electricity connection to the house.
• Life Insurance Corporation (LIC) will give (1)Janshree Bima for rural BPL families and (2) Aam Aadmi Bima for the benefit of rural landless families.
• District administration (DM) to ensure that a jobless IAY beneficiary gets a job card under MNREGA and Self Help Group (SHG) membership under Swarnjayanti-gram-swarozgar Yojana (SGSY)

Recommended book for Yearbook questions

I refer to the Government scheme related questions as "Yearbook questions", read my Topic wise trend analyse about General studies (Mains) 2011 paper. you will notice that the "Yearbook questions" have increased. The standard reference book is India 2012 (Publication Division) it is a book published by Ministry of information and broadcasting, giving details about various schemes and activities of the government. It can be purchased online, with hefty discount from Flipcart.com, no credit card required, the pay cash on delivery only.